The most of contents in this channel are related to the financial knowledge that often used interchangeably with financial literacy, is the skill, knowledge and behaviors that enable an individual to make informed effective decisions regarding their money. Key Components of Financial Knowledge: 1. Budgeting and Spending: To track income and expense, create a realistic budget and manage daily expenses. 2. Saving and Investment: Understanding the important of saving for emergencies, long term goal such as saving for retirement plan, purchase house, etc. 3. Debt Management and Borrowing: The knowledge of loan, credit card, mortgage loan, interest rate, fee charge, debt responsible to maintain a good credit score. 4. Financial Protection: Understanding the role of different types of insurances such as life insurance, health insurance, emergency fund and management financial risk in the future. 5. Financial concept: Understanding the term value of money, inflation, and taxation expense.